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You can change your bonus category choice once per calendar month, making the card ideal if your spending habits change from month to month. The Synchrony HOME Credit Card boasts a far wider network of retail partners than the typical store credit card – but its reach is still limited to the home goods and services domain. Widely considered of the best flat-rate cash back cards on the market, the Citi Double Cash card earns up to 2% cash back on all purchases (1% when you buy and 1% when you pay off those purchases). You can use the card anywhere Mastercard is accepted, with no limit on how much cash back you can earn. That said, most credit cards only offer an intro APR period of around 12 to 18 months, which starts when you open your card account – not when you make a purchase. One advantage of a financing tool like the Synchrony HOME card and other installment payment tools is that you may get much more time to chip away at your balance without paying interest.
The Synchrony HOME Credit Card is accepted at thousands of locations nationwide and home-related stores online. To find physical store locations near you that accept the card, visit our store locator. With the Synchrony Home card, customers can shop at hundreds of affiliated retailers nationwide. They also have the possibility to participate in discounts and promotions specially designed for them. If you are a new beneficiary and still don’t know which stores accept the Synchrony credit card, we’ll tell you briefly. Our editorial team and expert review board work together to provide informed, relevant content and an unbiased analysis of the products we feature.
How to apply for a Synchrony Bank card
See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Check the data at the top of this page and the bank’s website for the most current information.
A less risky approach may be to open a new credit card that offers a 0% introductory APR on purchases. Traditional cash back cards don’t usually limit on the amount of cash back you can earn in this way. The Citi® Double Cash Card, for example, offers up to 2% cash back on every purchase (1% when you buy and 1% when you pay off those purchases), no matter where you buy or how much you spend. At the payment page, look for the option to pay with a "Synchrony HOME" Credit Card. Enter your Synchrony HOME Credit Card account number when prompted.
Where to use the Synchrony HOME card
Love how easy it is to make payments online or automatic drafts. They helped me to get a new refrigerator that I needed. Get account balance and available credit, view your transactions, and pay your bill from virtually anywhere, 24/7.
Power your passion with promotional financing for motorcycles, ATVs, snowmobiles, jet skis and personal watercraft. Keep your yard looking good with promotional financing for riding lawn mowers, snow blowers and other outdoor power equipment. Find promotional financing for home improvement, repair or renovation projects. Explore just some of the specials and discounts offered by Synchrony partners nationwide, online or right in your neighborhood. Say “customer service” and you will be connected to a live representative.
Synchrony HOME Locations
Instead, larger purchases are eligible for promotional financing. This means that unless you frequently make smaller purchases with the Synchrony HOME card’s partner retailers, the card is unlikely to offer much rewards value in the long run. 12-to-60-months promotional financing on qualifying purchases at thousands of participating Synchrony HOME locations nationwide. Everywhere your Synchrony HOME Credit Card is accepted, the 6 month promotional financing offer will automatically be applied to purchases of $299 or more. You can make a Synchrony Bank credit card payment online, over the phone, or by mail with a check or money order.
Where you can use your credit card will depend on the type of card you have. Synchrony has a wide variety of cards that cover various items focused on the quality of life of the family. Stay up-to-date on the latest credit card news 一 from product reviews to credit advice 一 with our newsletter in your inbox twice a week. You can find a participating store near you through Synchrony's website.
From groceries to streaming services to automating your monthly bills, the Synchrony Premier Mastercard can help you earn cash back on everything you’re buying. Everyday value with exclusive offers and discounts like Lyft credits, Hello Fresh credits, DoorDash membership and discount, and Instacart - 2 months free membership. See more details at the World Mastercard Partner Page. Earn without caps, tiers or categories to restrict your activity or complicate your cash back. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners.
Copyright © 2022 At Home Stores LLC. Selection, quantities and pricing of products may vary by participating store. ‡‡Authorized users are allowed to charge on the account and will be reported to the credit bureau as an authorized user. The applicant will be liable for all transactions made on the account including those made by any authorized user. They increased my loan amount & I was greatful, made 2/3 payments then paid them in full.
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Many of Synchrony’s partner stores also let you apply online or through their own websites. Alternatively, you can visit a merchant in person and request an application from an employee. Some cards offer one-time, same-day discounts upon credit approval, so you may want to wait until you’re ready to make a big purchase in order to maximize your savings. Longtime Verizon customers might want to consider the Verizon Visa Card, which offers strong rewards in several everyday spending categories – a rarity among retail cards. Cardholders get 4% back on grocery store and gas purchases, 3% back on dining purchases, 2% back on Verizon purchases and 1% back on all other spending. Synchrony partners with stores of all sizes and industries – from national clothing chains to local furniture shops – to offer credit cards or other financing programs to customers.
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